What is XRP’s minimum balance?

XRP is a special asset that has built-in rules on minimum balances held in XRP addresses, just like some bank accounts where you have to maintain a minimum balance. In order to activate and use XRP, you must first deposit no less than 10 XRP into your Exodus XRP address.

What are the XRP Ledger official requirements?

The XRP asset is unique in that, unlike other assets, the XRP Ledger enforces reserve requirements in order to protect the shared global ledger from growing excessively large as the result of spam or malicious usage.

The goal is to constrain the growth of the ledger to match improvements in technology so that a current commodity-level machine can always fit the current ledger in RAM and the full ledger history on disk.

To submit transactions, an address must hold a minimum amount of XRP in the shared global ledger. You cannot send this XRP to other addresses. To fund a new address, you must send enough XRP to meet the reserve requirement.

The current minimum reserve requirement is 10 XRP. This is the cost of an address that owns no other objects in the ledger.

What is the Base Reserve and Owner Reserve?

In addition to the default 10 XRP minimum, which is the Base Reserve for each address, there is also an Owner Reserve, which is 2 XRP for each object that an address owns.

So if you added two objects to your address, then the total reserve will be 14 XRP, which will be unspendable.

You can read more information on the XRP reserve requirements in the official documentation.

This resource is not affiliated with Exodus. As such, Exodus cannot guarantee that the information provided will always be accurate.

How does Exodus handle XRP minimum balances?

Similar to how Exodus requires a minimum balance for Solana (SOL) and Polkadot (DOT) accounts, Exodus also requires a small amount of XRP to be stored in your wallet to remain in compliance with the XRP Ledger enforced reserve requirements.

By default, a minimum balance of 10 XRP is required. If your XRP address in Exodus has less than this minimum balance, clicking on the Receive button will display a modal (popup) with this warning to alert you of the situation:

You will not be able to send XRP while the balance in your Exodus wallet remains below 10 XRP.

If your XRP address in Exodus contains less than 50 XRP, you will be alerted that your balance is low as a friendly reminder that transacting XRP may bring you below the minimum reserve requirement. This warning is displayed in the upper right-hand corner of Exodus when viewing your XRP wallet.

If you see the Low Balance warning, you can still send out your XRP. Your balance can’t dip below 10 XRP.

Once your balance exceeds 50 XRP, the warning will disappear.

When exchanging other assets for XRP using the in-app exchange, Exodus will always make sure that you will receive more than 50 XRP so that the account minimums are covered.

How can I reset my XRP account?

Resetting your XRP account means you can get back some of your locked XRP. Out of your locked 10 XRP, in Desktop and Mobile, you are able to pay 2 XRP to get back 8 XRP.

When you reset your XRP account, you’ll need to send all of your XRP out of your wallet as it will no longer function without the minimum 10 XRP balance.

Remember to check that the XRP address you are sending your XRP to is correct, and that you include a destination tag if it’s required. By design, all blockchain transactions are irreversible.

As this is a newer feature by the XRP Ledger, many exchanges do not yet recognize the “delete account” transactions on the blockchain. It is best to ensure the receiving wallet is a non-custodial wallet where you are in full control over your funds. Make sure the destination platform supports XRP delete account transactions.

In the event you have sent an XRP in a delete transaction to a centralized wallet, you will need to write to the support desk of the exchange or platform that you sent this XRP to.

If you have deleted your Exodus XRP account and wish to reactivate it, you’ll need to send the reserve requirement of 10 XRP to your XRP receive address.

It’s safest to use the reset feature to move XRP to a self-custody wallet. At this time, no centralized exchanges automatically accept these delete account transactions. If you send this XRP to a centralized exchange (e.g. Binance or Nexo), you might lose it.

How do I reset my account on Mobile?

To reset your account on mobile, you will need to make sure you have 10 XRP left in your XRP wallet. If you have more than 10 XRP, please send this out of your wallet first.

Open your XRP wallet on Mobile with a) 10 XRP, then b) tap on the Send icon.

You'll notice that Exodus automatically adds a) 8 XRP, so just b) tap Enter.

Now paste in the XRP address you want to move the remaining funds to.

Please remember to check if the address you are sending your XRP requires a destination tag.

When everything looks good, tap Send.

Confirm all the details are correct then Slide to Transfer.

How do I reset my account on Desktop?

a) Open your XRP wallet on your desktop device. b) Click the More menu near the top right corner. c) Then, click on Reset Account.

Enter the XRP address and destination tag you want to send your 8 XRP to, then click OK.

How do I access my XRP (XRP) in another wallet on mobile?

If you’re ever stuck with not being able to use XRP (XRP) inside Exodus for reasons like network issues, incorrect balance, missing deposits, etc. you may want to be able to access your XRP (XRP) from another wallet or move them out of Exodus.

Please follow these instructions to access your XRP (XRP) using the XUMM wallet:

XUMM is a third-party platform that is not affiliated with Exodus. As such, Exodus cannot guarantee the performance of its products/services or that the steps shown and the information provided will always be accurate.

Visit the XUMM download page.

Download XUMM from the Apple App Store (iOS) or Google Play (Android).

Open XUMM and follow the Setup guide.

Open Exodus and ensure you have your 12-word secret recovery phrase written down correctly.

Open XUMM and click on Add account.

Click Import an existing account.

Select Full access.

On the next page, select Mnemonic.

Enter your Exodus secret recovery phrase.

After entering your secret recovery phrase, your XUMM wallet and Exodus wallet will show a matching r-address. If your r-addresses do not match, please repeat the procedure and check your secret recovery phrase carefully.

Why can’t I send out my XRP?

If you have used your XRP private key in another platform and you disabled your Master Key, you’ll come across an error in Exodus saying disabledMasterKey, this means you will not be able to send out your XRP using Exodus.

To fix this, you will need to go to the platform where you originally disabled your Master Key and re-enable it, then you will be able to send out your XRP again.

To learn more about this feature, check out this article: XRP Ledger: Disable Master Key Pair.


Exodus is not affiliated with any third-party platforms, external links, or any other third-party resources mentioned in this article. As such, Exodus cannot guarantee the performance of third-party products or services, or that the steps shown and the information provided will always be accurate.

Questions? Need more assistance? Send us an email at support@qadirah.com. We promise quick human help!

Download Qadirah Wallet mobile app

An excellent way to manage your crypto, just a click away.

An excellent way to manage your crypto, just a click away.